St. Cloud

St. Cloud Main Photo

City of St. Cloud, Benton County, MN

St. Cloud, in Benton, MN, is a vibrant small city in central Minnesota, located along the upper Mississippi River. It is the largest population center in central Minnesota. Compared to the rest of the country, St. Cloud's cost of living is 16.2% lower than the U.S. average. You can own a home for less in St. Cloud with our median home value well below the national average. Downtown St. Cloud offers local shopping experiences, a wide variety of dining and drinking options, and an art scene that was recently voted one of the top 20 in the nation. Many of St. Cloud’s residents are college educated and work in healthcare, retail, and science and technology. Learn more about St. Cloud below.

Population

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Population

Population 2000 2010 2025 2030
St. Cloud 59,910 65,956 70,585 72,655

Source: ESRI, 2025-08-18

Population by Age

Population 2025
0-4 4,655
5-9 4,392
10-14 3,831
15-19 4,551
20-24 7,639
25-29 6,132
30-34 5,435
35-39 4,661
40-44 4,185
45-49 3,451
50-54 3,253
55-59 3,468
60-64 3,630
65-69 3,606
70-74 2,911
75-79 2,274
80-84 1,293
85+ 1,218
18+ 55,261
Median Age 34

Source: ESRI, 2025-08-18

Population by Race

St. Cloud 2025
Total 70,585.00
White Alone 64.93%
Black Alone 22.62%
American Indian Alone 0.79%
Asian Alone 3.54%
Pacific Islander Alone 0.08%
Some Other Race 2.07%
Two or More Races 5.97%
Hispanic Origin 4.74%
Diversity Index 56.50

Source: ESRI, 2025-08-18

Growth Rate

St. Cloud 2025 - 2030
Population 0.58%
Households 0.78%
Families 0.65%
Median Household Income 2%
Per Capita Income 2%

Source: ESRI, 2025-08-18

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Housing

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Households

Population 2000 2010 2025 2030
Households 22,915 25,480 28,523 29,646
Housing Units 23,518 27,385 30,363 31,494
Owner Occupied Units 14,396 15,077
Renter Occupied Units 14,127 14,569
Vacant Units 1,840 1,848

Source: ESRI, 2025-08-18

Home Value

St. Cloud 2025 2030
Median Home Value $279,491 $337,425
Average Home Value $320,508 $393,305
<$50,000 772 856
$50,000 - $99,999 257 148
$100,000 - $149,999 1,392 641
$150,000 - $199,999 1,850 1,010
$200,000 - $249,999 1,607 1,121
$250,000 - $299,999 2,238 2,139
$300,000 - $399,999 3,305 4,338
$400,000 - $499,999 1,435 2,121
$500,000 - $749,999 1,058 1,819
$1,000,000 + 122 274

Source: ESRI, 2025-08-18

Housing Year Built

Year Range Houses Built
2010 or Later 2,437
2000-2009 4,530
1990-1999 3,431
1980-1989 4,207
1970-1979 4,941
1960-1969 2,917
1950-1959 1,948
1940-1949 1,482
1939 or Before 3,401

Source: ESRI, 2025-08-18

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Income

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Income

St. Cloud 2025 2030
Median Household $64,490 $69,605
Average Household $83,607 $90,050
Per Capita $33,996 $36,948

Source: ESRI, 2025-08-18

Household Income

St. Cloud 2025
<$15,000 2,461
$15,000 - $24,999 1,909
$25,000 - $34,999 2,273
$35,000 - $49,999 3,749
$50,000 - $74,999 5,845
$75,000 - $99,999 4,925
$100,000 - $149,999 3,985
$150,000 - $199,999 1,711
$200,000+ 1,665

Source: ESRI, 2025-08-18

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Employees

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Commute

Category Commuters
Workers 16+ 34,823
In-County Residents 23,958
Out-of-County Residents 10,789
Drive Alone 25,360
Carpooled 3,166
Public Transport 878
Work at Home 2,694
Motorcycle 0
Bicycle 312
Walked 1,872
Other 228
Less than 5 minutes 1,099
5-9 minutes 5,393
10-14 minutes 8,016
15-19 minutes 7,301
20-24 minutes 3,359
25-29 minutes 792
30-34 minutes 2,289
35-39 minutes 300
40-44 minutes 404
45-59 minutes 1,266
60-89 minutes 971
90+ minutes 939
Average Travel Time 20

Source: ESRI, 2025-08-18

Source: ESRI, 2025-08-18

Employees by NAICS

Category Number
Total Employees 58,636
Agr/Forestry/Fish/Hunt 11
Mining 5
Utilities 6
Construction 1,426
Manufacturing 4,725
Wholesale Trade 1,704
   
Retail Trade 7,540
   
Transportation/Warehouse 2,537
Information 1,001
   
Finance & Insurance 2,593
   
Real Estate/Rent/Leasing 1,000
Prof/Scientific/Tech Srv 4,713
Legal Services 507
Mgmt of Comp/Enterprises 1,740
Admin/Support/Waste Mgmt 1,233
Educational Services 2,599
HealthCare/Social Assist 14,439
Arts/Entertainment/Rec 507
   
Accommodation/Food Srvcs 4,011
   
Other Srv excl Pub Admin 2,497
Auto Repair/Maintenance 339
Public Administration Emp 4,323

Source: ESRI, 2025-08-18

Educational Attainment (25+)

St. Cloud 2025
<9th Grade 1,835
Some High School 1,561
GED 2,044
Graduated High School 10,271
Some College/No Degree 9,913
Associates Degree 5,559
Bachelor's Degree 9,219
Graduate Degree 5,115

Source: ESRI, 2025-08-18

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Businesses

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Businesses by NAICS

Category Number
Total Businesses 2,884
Agr/Forestry/Fish/Hunt Bus 4
Mining Bus 1
Utilities Bus 1
Construction Bus 143
Manufacturing Bus 85
Wholesale Trade Bus 88
   
Retail Trade Bus 402
   
Transportation/Warehouse Bus 81
Information Bus 79
   
Finance & Insurance Bus 176
   
Real Estate/Rent/Leasing Bus 183
Prof/Scientific/Tech Srv Bus 263
Legal Services Bus 51
Mgmt of Comp/Enterprises Bus 8
Admin/Support/Waste Mgmt Bus 96
Educational Services Bus 71
HealthCare/Social Assist Bus 409
Arts/Entertainment/Rec Bus 56
   
Accommodation/Food Srvcs Bus 181
   
Other Srv excl Pub Admin Bus 398
Auto Repair/Maintenance Bus 51
Public Administration Bus 88

Source: ESRI, 2025-08-18

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