St. Cloud

St. Cloud Main Photo

City of St. Cloud, Benton County, MN

St. Cloud, in Benton, MN, is a vibrant small city in central Minnesota, located along the upper Mississippi River. It is the largest population center in central Minnesota. Compared to the rest of the country, St. Cloud's cost of living is 16.2% lower than the U.S. average. You can own a home for less in St. Cloud with our median home value well below the national average. Downtown St. Cloud offers local shopping experiences, a wide variety of dining and drinking options, and an art scene that was recently voted one of the top 20 in the nation. Many of St. Cloud’s residents are college educated and work in healthcare, retail, and science and technology. Learn more about St. Cloud below.

Population

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Population

Population2000201020252030
St. Cloud59,91065,95670,58572,655

Source: ESRI, 2025-08-18

Population by Age

Population2025
0-44,655
5-94,392
10-143,831
15-194,551
20-247,639
25-296,132
30-345,435
35-394,661
40-444,185
45-493,451
50-543,253
55-593,468
60-643,630
65-693,606
70-742,911
75-792,274
80-841,293
85+1,218
18+55,261
Median Age34

Source: ESRI, 2025-08-18

Population by Race

St. Cloud2025
Total70,585.00
White Alone64.93%
Black Alone22.62%
American Indian Alone0.79%
Asian Alone3.54%
Pacific Islander Alone0.08%
Some Other Race2.07%
Two or More Races5.97%
Hispanic Origin4.74%
Diversity Index56.50

Source: ESRI, 2025-08-18

Growth Rate

St. Cloud2025 - 2030
Population0.58%
Households0.78%
Families0.65%
Median Household Income2%
Per Capita Income2%

Source: ESRI, 2025-08-18

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Housing

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Households

Population2000201020252030
Households22,91525,48028,52329,646
Housing Units23,51827,38530,36331,494
Owner Occupied Units14,39615,077
Renter Occupied Units14,12714,569
Vacant Units1,8401,848

Source: ESRI, 2025-08-18

Home Value

St. Cloud20252030
Median Home Value$279,491$337,425
Average Home Value$320,508$393,305
<$50,000772856
$50,000 - $99,999257148
$100,000 - $149,9991,392641
$150,000 - $199,9991,8501,010
$200,000 - $249,9991,6071,121
$250,000 - $299,9992,2382,139
$300,000 - $399,9993,3054,338
$400,000 - $499,9991,4352,121
$500,000 - $749,9991,0581,819
$1,000,000 +122274

Source: ESRI, 2025-08-18

Housing Year Built

Year RangeHouses Built
2010 or Later2,437
2000-20094,530
1990-19993,431
1980-19894,207
1970-19794,941
1960-19692,917
1950-19591,948
1940-19491,482
1939 or Before3,401

Source: ESRI, 2025-08-18

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Income

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Income

St. Cloud20252030
Median Household$64,490$69,605
Average Household$83,607$90,050
Per Capita$33,996$36,948

Source: ESRI, 2025-08-18

Household Income

St. Cloud2025
<$15,0002,461
$15,000 - $24,9991,909
$25,000 - $34,9992,273
$35,000 - $49,9993,749
$50,000 - $74,9995,845
$75,000 - $99,9994,925
$100,000 - $149,9993,985
$150,000 - $199,9991,711
$200,000+1,665

Source: ESRI, 2025-08-18

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Employees

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Commute

CategoryCommuters
Workers 16+34,823
In-County Residents23,958
Out-of-County Residents10,789
Drive Alone25,360
Carpooled3,166
Public Transport878
Work at Home2,694
Motorcycle0
Bicycle312
Walked1,872
Other228
Less than 5 minutes1,099
5-9 minutes5,393
10-14 minutes8,016
15-19 minutes7,301
20-24 minutes3,359
25-29 minutes792
30-34 minutes2,289
35-39 minutes300
40-44 minutes404
45-59 minutes1,266
60-89 minutes971
90+ minutes939
Average Travel Time20

Source: ESRI, 2025-08-18

Source: ESRI, 2025-08-18

Employees by NAICS

CategoryNumber
Total Employees58,636
Agr/Forestry/Fish/Hunt11
Mining5
Utilities6
Construction1,426
Manufacturing4,725
Wholesale Trade1,704
  
Retail Trade7,540
  
Transportation/Warehouse2,537
Information1,001
  
Finance & Insurance2,593
  
Real Estate/Rent/Leasing1,000
Prof/Scientific/Tech Srv4,713
Legal Services507
Mgmt of Comp/Enterprises1,740
Admin/Support/Waste Mgmt1,233
Educational Services2,599
HealthCare/Social Assist14,439
Arts/Entertainment/Rec507
  
Accommodation/Food Srvcs4,011
  
Other Srv excl Pub Admin2,497
Auto Repair/Maintenance339
Public Administration Emp4,323

Source: ESRI, 2025-08-18

Educational Attainment (25+)

St. Cloud2025
<9th Grade1,835
Some High School1,561
GED2,044
Graduated High School10,271
Some College/No Degree9,913
Associates Degree5,559
Bachelor's Degree9,219
Graduate Degree5,115

Source: ESRI, 2025-08-18

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Businesses

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Businesses by NAICS

CategoryNumber
Total Businesses2,884
Agr/Forestry/Fish/Hunt Bus4
Mining Bus1
Utilities Bus1
Construction Bus143
Manufacturing Bus85
Wholesale Trade Bus88
  
Retail Trade Bus402
  
Transportation/Warehouse Bus81
Information Bus79
  
Finance & Insurance Bus176
  
Real Estate/Rent/Leasing Bus183
Prof/Scientific/Tech Srv Bus263
Legal Services Bus51
Mgmt of Comp/Enterprises Bus8
Admin/Support/Waste Mgmt Bus96
Educational Services Bus71
HealthCare/Social Assist Bus409
Arts/Entertainment/Rec Bus56
  
Accommodation/Food Srvcs Bus181
  
Other Srv excl Pub Admin Bus398
Auto Repair/Maintenance Bus51
Public Administration Bus88

Source: ESRI, 2025-08-18

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