St. Cloud, in Benton, MN, is a vibrant small city in central Minnesota, located along the upper Mississippi River. It is the largest population center in central Minnesota. Compared to the rest of the country, St. Cloud's cost of living is 16.2% lower than the U.S. average. You can own a home for less in St. Cloud with our median home value well below the national average. Downtown St. Cloud offers local shopping experiences, a wide variety of dining and drinking options, and an art scene that was recently voted one of the top 20 in the nation. Many of St. Cloud’s residents are college educated and work in healthcare, retail, and science and technology. Learn more about St. Cloud below.
As of 2025 the population of St. Cloud is 70,585. The population is expected to grow to 72,655 by 2030 - a growth rate of 0.58%.
The median age of St. Cloud residents is 34.
The diversity index of St. Cloud is 56.5, meaning that there is a 57% chance that any two people selected out of 100 residents will be of different race or ethnicity from one another.
The average household income in St. Cloud is $83,607 and projected to be $90,050 in 2030. Per capita income is $33,996, projected to be $36,948 in 2030. 2.36% of households – 1,665 – have an income of $200,000 or higher. Average net worth is $662,554 and the average disposable income is $62,874.
There are 30,363 housing units in St. Cloud; 14,396 are owner-occupied, 14,127 are rented, and 1,840 are vacant. The average home value is $320,508, with 2,718 homes built in 2010 or later, and 3,401 built in 1939 or earlier.
There are 2,884 businesses in St. Cloud, employing 58,636 workers and pulling from a labor force of 34,823 age 16 and above. 10,789 workers commute into St. Cloud from outside the county or state. Key industries for the area include:
23,958 residents both live and work in/around St. Cloud. The average travel time is 20.3 minutes. 4.59% people have a commute of less than 5 minutes while 3.92% commute 90 minutes or more each way. Of commuters, 25,360 drive alone, 3,166 carpool, and 878 take public transportation. 2,412 use other modes of transport such as motorcycle, bicycle, walking, etc. 2,694 residents work from home.
12,315 members of the workforce hold a high school diploma or GED. 5,559 have associates degrees, 9,219 have bachelor’s degrees, and 5,115 hold a graduate or professional degree.
