St. Cloud

St. Cloud Main Photo

City of St. Cloud, Benton County, MN

St. Cloud, in Benton, MN, is a vibrant small city in central Minnesota, located along the upper Mississippi River. It is the largest population center in central Minnesota. Compared to the rest of the country, St. Cloud's cost of living is 16.2% lower than the U.S. average. You can own a home for less in St. Cloud. Our median home value is $268,058 — well below the national average. Downtown St. Cloud offers local shopping experiences, a wide variety of dining and drinking options, and an art scene that was recently voted one of the top 20 in the nation. Many of St. Cloud’s residents are college educated and work in healthcare, retail, and science and technology. Learn more about St. Cloud below.

Population

Total Population

70,585

Population
Growth Rate

0.58%

Median Age

34

Diversity Index

56.500

Source: ESRI, 2025-08-18

Housing & Income

Households

28,523

Total Housing Units

30,363


Owner Occupied

14,396

Renter Occupied

14,127

Vacant

1,840

Median Home Value

$279,491


Average Home Value

$320,508

Income
Growth Rate

Median
Household Income

0.00%


Per Capita Income

1.68%

Income Projection

Median Household

$64,490 $69,605


Average Household

$83,607 $90,050


Per Capita

$33,996 $36,948

Source: ESRI, 2025-08-18

Workforce

Total Businesses

2,884

Total Employed

58,636

Workers 16+

34,823

2025 HealthCare / Social Assistance

cp-industries

Businesses

409

Employed

14,439

2025 Retail Trade Businesses

cp-industries

Businesses

402

Employed

7,540

2025 Manufacturing Businesses

cp-industries

Businesses

85

Employed

4,725

2025 Prof / Scientific / Tech Service

cp-industries

Businesses

263

Employed

4,713

2025 Public Administration

cp-industries

Businesses

88

Employed

4,323

2025 Accommodation / Food Service

cp-industries

Businesses

181

Employed

4,011

Some
High School

1,561

Graduated
High School

10,271

Associates
Degree

5,559

Bachelor's
Degree

9,219

Graduate
Degree

5,115

Average Commute Time

20 min.



Resident Commuters

23,958

Non-Resident Commuters

10,789

Drive Alone

25,360

Carpooled

3,166

Public

878

Work At Home

2,694

Source: ESRI, 2025-08-18