St. Cloud

St. Cloud

City of St. Cloud, Benton County, MN

St. Cloud, in Benton, MN, is a vibrant small city in central Minnesota, located along the upper Mississippi River. It is the largest population center in central Minnesota. Compared to the rest of the country, St. Cloud's cost of living is 16.2% lower than the U.S. average. You can own a home for less in St. Cloud with our median home value well below the national average. Downtown St. Cloud offers local shopping experiences, a wide variety of dining and drinking options, and an art scene that was recently voted one of the top 20 in the nation. Many of St. Cloud’s residents are college educated and work in healthcare, retail, and science and technology. Learn more about St. Cloud below.

Population

Total Population

71,344

Population
Growth Rate

0.41%

Median Age

34

Diversity Index

58.100

Source: ESRI, 2026-08-31

Housing & Income

Households

28,852

Total Housing Units

30,606


Owner Occupied

14,348

Renter Occupied

14,504

Vacant

1,754

Median Home Value

$284,046


Average Home Value

$326,264

Income
Growth Rate

Median
Household Income

0.00%


Per Capita Income

2.15%

Income Projection

Median Household

$66,808 $71,853


Average Household

$85,083 $93,879


Per Capita

$34,696 $38,598

Source: ESRI, 2026-08-31

Workforce

Total Businesses

2,876

Total Employed

55,837

Workers 16+

35,580

2026 HealthCare / Social Assistance

cp-industries

Businesses

415

Employed

12,485

2026 Retail Trade Businesses

cp-industries

Businesses

401

Employed

6,754

2026 Prof / Scientific / Tech Service

cp-industries

Businesses

262

Employed

4,897

2026 Manufacturing Businesses

cp-industries

Businesses

88

Employed

4,680

2026 Accommodation / Food Service

cp-industries

Businesses

174

Employed

3,970

2026 Public Administration

cp-industries

Businesses

87

Employed

3,843

Some
High School

1,649

Graduated
High School

10,485

Associates
Degree

5,674

Bachelor's
Degree

9,759

Graduate
Degree

4,694

Average Commute Time

20 min.



Resident Commuters

24,676

Non-Resident Commuters

10,832

Drive Alone

25,568

Carpooled

3,740

Public

724

Work At Home

3,028

Source: ESRI, 2026-08-31